Manufacturing

Protection shaped to meet your needs

No two manufacturing operations are the same, so insurance shouldn’t be one-size-fits-all. Whether your processes are specialist or straightforward, our tailored products are expertly shaped to reflect your machinery, materials and day-to-day operations.

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Speak directly to our decision makers. Let them guide and support you from first enquiry to renewal. Every quote is crafted, contract certain and ready to present.

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Manufacturing Trades

Printers, engineers, metalworkers, electronics, ceramics, plastics and woodworking businesses.

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Printers Insurance

Insurance designed by people who understand printing

Printing is not a generic trade – and your insurance shouldn’t be either. From tight deadlines and complex machinery to intellectual property risks and seasonal stock fluctuations, printers face exposures that standard business insurance often fails to address.

We specialise in Printers Business Insurance, built specifically around the realities of the print trade. Our policies are tailored to how printers actually operate, giving you confidence that your cover works when you need it most.

Key covers

Libel, Slander & Defamation – protection against claims arising from printed content
Bookbinders’ Errors – cover for costly mistakes during finishing and binding
Breach of Copyright & Confidentiality – safeguarding you against intellectual property claims
Operator Error (Material Damage) – recognising that human error is an unavoidable risk in a busy print environment
Artwork Extension – protection for customer artwork and digital files
Printers’ Financial Loss – cover for losses unique to the printing process
Seasonal Stock Increase – automatic protection during peak trading periods

Optional extensions

For businesses needing enhanced protection, additional extensions can be added to further tailor your policy:

Damage to Property Being Worked Upon
Mis-delivery / Wrongful Dispatch
Finished Goods & Work in Progress Extension
Higher Limits on Included Covers
Consequential Loss – Missed Deadline Extension
Packaging & Labelling Errors

This flexibility ensures your insurance grows with your business, whether you are handling higher-value contracts, tighter turnaround times or more complex production runs.

Trades we can cover

Commercial and trade printers
Digital and short-run printers
Lithographic (sheet-fed and web-fed) printers
Large format and wide format printers
Screen printers
Label, flexographic and packaging printers
Book, magazine and publication printers
Bookbinders and finishing specialists
Design and print companies
Print Finishers
Sign, display and POS printers
Magazine, Newspaper or Wallpaper Printers
Web Offset Printers
Specialist and niche printing businesses

Trades we can't cover

3D Printers
Chemical & Ink Manufacturing
Cardboard manufacturers
Textile/Garment Printing (if not an ancillary activity)

Why choose us

Your business depends on precision, timing and trust. Our Printers Business Insurance is designed to protect all three – with specialist cover, real flexibility and an in-depth understanding of the printing industry.

Tailored cover for real printing operations & machinery
Specialist protections included as standard
Cover for operator error and tight deadlines
Flexible terms for modern print environments
Optional extensions to support growth

Electronics Manufacturers Insurance

Specialist cover for electronics trades

We are experts in electronics trade insurance, providing solutions that are individually tailored and rated for each client. We understand that electronics businesses have unique exposures, including sensitive components and assembly processes. Our policies are designed to reflect these realities, ensuring comprehensive protection.

Each risk is carefully assessed by our expert underwriters to provide bespoke solutions suited to the client’s operations.

Key covers

Coverage for premises and equipment
Stock off-site coverage
Work in Progress & Finished Electronics
Customers’ Components & Materials
Tooling, Jigs & Test Equipment Extension
Programming & Firmware
Loading Error Extension
Soldering, Assembly & Rework Error Extension
Electrostatic Discharge (ESD)
Damage Extension
Damage to Property Being Worked Upon
Installation Away from Premises
Finished Goods & Work in Progress (WIP)
High limits for Customer and Suppliers extensions
Additional Income from Customers and Suppliers (AICOW)
Book Debts coverage
Essential Employee protection
Loss of Attraction coverage
Financial Loss coverage
Occupational Accident
Legal expenses

Every aspect of the policy is individually tailored to reflect the client’s operations, ensuring comprehensive coverage for property, business interruption, and specialized electronics risks.

Trades we can cover

We provide expertly tailored insurance solutions for:

Consumer electronics
PCB assembly
Passive components
Component distributors
Simple consumer gadgets

Trades we can’t cover

Semiconductor manufacturing
Medical electronics
Automotive electronics
Industrial electronics
OEM/ODM making complex devices
Contractors or companies where over 50% of the work is away from the premises

Our underwriters assess each electronics risk individually to create policies uniquely suited to each client.

Why choose us?

Expertise in electronics trade insurance
Fully tailored and individually rated policies
Comprehensive coverage with electronics-specific extensions
Occupational Accident and Legal as standard
Responsive underwriting with a bespoke risk assessment approach

For electronics businesses that require insurance as unique as their operations, we deliver solutions designed for their specific needs.

Metalworkers Insurance

Specialist cover for metalworking trades

We are experts in providing insurance solutions for Metalworkers. Our cover is designed specifically to address the unique risks faced by metalworking businesses, combining a comprehensive approach with extensive extensions to ensure your clients are fully protected.

Our policy is tailored for metalworking trades, with specialist extensions and coverage enhancements that go beyond standard business insurance.

Key covers

Coverage for premises and equipment
Stock off-site coverage
High limits for Customer and Suppliers extensions
Additional Income from Customers and Suppliers (AICOW)
Book Debts coverage
Essential Employee protection
Loss of Attraction coverage
Damage to property being worked upon
Welding and hot works extension
Faulty machinery error
Tooling/jigs/dies and moulds extension under Public Liability
Finished Goods and Work in Progress (third party) Public Liability extension
Financial Loss coverage
Occupational Accident and Legal as standard

These extensions are designed to protect the unique exposures metalworking businesses face.

Trades we can cover

We provide specialist insurance solutions for:

Precision engineers
Steel stockholders
Steel fabricators
Press workers
Toolmakers
Manufacturers of metal products
Sheet metalworkers
Metal polishers
Metal coaters

Trades we can’t cover

Foundries
Contractors
Businesses with more than 50% work away from the main site
Manual work outside the UK

Our expert team understands the metalworking industry and assesses each risk with precision to ensure full protection.

Why choose us?

Expertise in metalworking insurance
Comprehensive coverage tailored to industry needs
Extensive extensions for Property Damage and Business Interruption
Metalworkers-specific enhancements and extensions
Occupational Accident and Legal as standard
Responsive underwriting and clear risk appetite

For metalworking businesses that require insurance as unique as their operations, we deliver solutions designed for their specific needs.

Plastics Manufacturers Insurance

Specialist cover for plastics trades

We are experts in plastics trade insurance, providing solutions that are individually tailored and rated for each client. Every business is unique, and we understand that plastics companies often operate with some level of recycling, unattended processes, and uncertain downstream industries. Our cover is designed to reflect these complexities and ensure complete protection.

Our policy is fully bespoke, with specialist extensions and coverage enhancements that go beyond standard business insurance, carefully assessed by underwriters who understand the plastics sector.

Key covers

Coverage for premises and equipment
Stock off-site coverage
Damage to property being worked upon
Heat Processing & Hot Plastics Extension
Faulty Moulding / Manufacturing Error Extension
Tooling/dies and moulds extension under Public Liability
Finished Goods and Work in Progress (third party) Public Liability extension
Customer Materials Extension
Environmental
Emissions Buy-Back
High limits for Customer and Suppliers extensions
Additional Income from Customers and Suppliers (AICOW)
Book Debts coverage
Essential Employee protection
Loss of Attraction coverage
Financial Loss coverage
Occupational Accident and Legal as standard

Every extension and limit is considered carefully in the context of each client’s operations, reflecting the nuances of their manufacturing processes and supply chains.

Trades we can cover

We provide expertly tailored insurance solutions for:

Light Precision Processes
Injection Moulding
3D Printing
Thermoforming
Laminating
Rotational Moulding
Plastic Extrusion
Vacuum Casting
UPVC double glazing manufacturers

Trades we can’t cover

Fibreglass
Reprocessing
Resin Casting
GRP (Glass Reinforced Plastic)
Recycling risks
High risk products such as toys and medical products

Our underwriters assess each risk individually, factoring in recycling activity, unattended processes, and unknown downstream industries, to provide a rating and policy uniquely suited to the client.

Why choose us?

Expertise in plastics trade insurance
Fully tailored and individually rated policies
Comprehensive coverage with plastics-specific extensions
Consideration of trade specifics that wouldn’t go through only portals such as unattended processes
Occupational Accident and Legal as standard
Responsive underwriting with a clear, bespoke risk assessment approach

For plastics businesses that require insurance as unique as their operations, we deliver solutions designed for their specific needs.

Woodworkers Insurance

Specialist cover for skilled woodworking trades

We are experts in skilled woodworking insurance, providing solutions that are individually tailored and rated for each client. We understand that woodworking businesses may operate with wood burners, store stock externally, use recycled timber and due to the skilled nature of the craft operate many hand tools. Our policies reflect these realities to ensure complete protection.

Each risk is assessed by our expert underwriters to create a bespoke solution that addresses the unique exposures of woodworking businesses.

Key covers

Coverage for premises and equipment
Stock off-site coverage
Damage to property being worked upon
Installation Away from Premises
Finished Goods & Work in Progress (WIP)
Seasonal Timber Stock Increase
Hot Works Buy-Back Extension
Customers’ Materials Extension
High limits for Customer and Suppliers extensions
Additional Income from Customers and Suppliers (AICOW)
Book Debts coverage
Essential Employee protection
Loss of Attraction coverage
Financial Loss coverage
Occupational Accident and Legal expenses included as standard

Every aspect of the policy is individually tailored to reflect the client’s operations, ensuring comprehensive coverage for property, business interruption, and specialized woodworking risks.

Trades we can cover

We provide expertly tailored insurance solutions for skilled woodworking trades including:

Cabinetry
Furniture Making
Wood Carving and Engraving
Joinery
Wood Turning
Die Cutters
Doors and Windows
Repairs and Restoration

Trades we can’t cover

Sawmills and timber merchants
Waste and recycling risks
Non-skilled woodworking such as timber fence manufacturers
High hazard products such as toys, trailers, etc.

Our underwriters assess each woodworking risk individually, factoring in wood burners, external stock, and skill level to create policies uniquely suited to each client.

Why choose us?

Expertise in woodworking insurance
Fully tailored and individually rated policies
Comprehensive coverage with woodworking-specific extensions
Occupational Accident and Legal as standard
Responsive underwriting with a bespoke risk assessment approach

For woodworking businesses that require insurance as unique as their operations, we deliver solutions designed for their specific needs.

Ceramics and Earthenware Manufacturers Insurance

Specialist cover for ceramics and earthenware manufacturers

We are experts in ceramics and earthenware insurance, providing solutions that are individually tailored and rated for each client. We understand the unique risks faced by ceramics manufacturers, including kiln and firing operations, fragile products, and external stock storage. Each policy is carefully assessed to ensure comprehensive protection for every client.

Key covers

Coverage for premises and equipment
Stock off-site coverage
Work in Progress & Finished Goods
Damage to Property Being Worked Upon
Kiln & Firing Failure Extension
Glazing & Decoration Error Extension
Tooling, Moulds & Plaster Forms Extension
Finished Goods & Work in Progress (WIP)
Thermal Shock & Cooling Failure Extension
Customers’ Materials Extension
Fragile Goods Handling Extension
Choice of GIT limits including Own Vehicles and 3rd Party carriers
High limits for Customer and Suppliers extensions
Additional Income from Customers and Suppliers (AICOW)
Book Debts coverage
Essential Employee protection
Loss of Attraction coverage
Occupational Accident
Legal Expenses
Financial Loss

Every aspect of the policy is individually tailored to reflect the client’s operations, ensuring coverage is specific to the unique exposures of ceramics and earthenware manufacturers.

Trades we can cover

Dinnerware manufacturers
Decorative ceramics: Vases, ornaments, figurines.
Sanitary ware
Planters and garden ware
Tiles and bricks
Artisan & hand-crafted earthenware
Porcelain manufacturers
Bone China producers
Glazed & decorated ceramics
Small studios producing unique, one-off pieces, including sculptural or functional ceramics

Trades we can't cover

High performance ceramics for medical, aerospace or electronic applications
Advanced components for industrial machinery
Reprocessing waste ceramics
Handling scrap materials or glazing by-products
Toys or items for children.
Products intended for food contact with untested glazing

Why choose us?

Expertise in ceramics and earthenware insurance
Fully tailored and individually rated policies
Comprehensive coverage with ceramics-specific extensions
Consideration of kiln operations, fragile products, and external stock
Responsive underwriting with a bespoke risk assessment approach

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